Pre Header “WE BUILD RELATIONSHIPS”  847.258.5310

 



  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
      • Auto Repair Quote Form
      • Auto Body Shop Quote Form
      • Apartment Quote Form
      • Manufacturing
    • Construction
    • Group Health
    • HealthImage of right arrow
      • Long Term Care Insurance Quote
      • Individual Health Insurance
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Life
    • Medicare
    • Restaurant
    • Vision
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Other
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Heil and Kay Insurance Agency Inc.
    • Location Map
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Get a Quote
Interested In
Zip Code
Insurance Options
 
Browse through a variety of the best insurance options now...Get Started
Business Insurance Options
 
Browse through a variety of the best business insurance options...Get Started
Employee Benefits Options
 
Browse through a variety of the best employee benefits options...Get Started
Personal Insurance Options
 
Browse through a variety of the best personal insurance options...Get Started
Specialized Industry Options
 
Browse through a variety of the best specialized indurstries options...Get Started
Quick Links
Home > Blog > Do You Need a Flood Policy?
SUNDAY, APRIL 22, 2018

Do You Need a Flood Policy?

Does Everyone Need a Flood Policy?

Lenders require that properties in designated flood zones be covered by flood insurance. But owners of property not in a designated flood zone should not be lulled into a false sense of security.

Many businesses are susceptible to damage caused by floodwater or mudflow, even when they aren't in a flood-prone area. Costs associated with such damage are usually insurable only under a flood insurance policy.

For most commercial properties, a standard flood policy through the National Flood Insurance Program (NFIP) offers maximum limits for commercial enterprises of $500,000 for the building and $500,000 for contents. Additionally, an NFIP policy provides no business interruption coverage. If you suffer a loss due to flood, the lost income during the time of repair is not covered and would also be excluded under your commercial property policy.

If you own business property, it is important to note that the standard NFIP policy is often not sufficient. If you need more than the maximum coverage NFIP offers, your agent can assist you in purchasing more through the non-governmental, or private, marketplace.

Commercial Property Insurance, Commercial Umbrella Insurance, Flood


Posted 1:49 PM

Tags: flood insuranc policy, flood insurance brokers, nfip, commerical property insurance, commerical umbrella insurance,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2014
  • 2013

  • business insurance(7)
  • homeowners insurance policy(6)
  • homeowners insurance(6)
  • commercial insurance(5)
  • auto insurance policy(4)
  • cyber liability insurance(4)
  • workers compensation insurance(4)
  • commerical insurance(3)
  • commercial auto insurance(3)
  • insurance(3)
  • auto insurance(3)
  • liability insurance(2)
  • commerical auto insurance(2)
  • cyber insurance coverage(2)
  • recreational vehicle insurance(2)
  • life insurance quotes(2)
  • cyber insurance(2)
  • business owners policy insurance(2)
  • commerical property insurance(2)
  • data security insurance policy(2)
  • homeowners insurance coverage(2)
  • michelin(1)
  • internet of things exposure coverage(1)
  • certificate of insurance(1)
  • workers' compensation insurance coverage(1)
  • cyber protection(1)
  • cyber liabiltiy insurance(1)
  • cyber security insurance(1)
  • telematics(1)
  • windstorm insurance coverage(1)
  • water damage insurance coverage(1)
  • commercial auto insurance policy(1)
  • open perils coverage(1)
  • homeowners insurance enhancments(1)
  • commercial insurance policy(1)
  • live insurance(1)
  • health insurance policy(1)
  • bop insurance policies(1)
  • data insurance(1)
  • liability insurance coverage liability insurance policy(1)
  • travel insurance(1)
  • homeowners flood insurance(1)
  • marketing advice(1)
  • nfip(1)
  • employee comp insurance(1)
  • slips and falls insurance coverage(1)
  • medicare eligibility(1)
  • liability coverage(1)
  • employers liability insurance(1)
  • workers(1)

View Mobile Version

 

  Our Site Links
Home Page
Who We Are
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
    Type of Insurance
Business Insurance
Employee Benefits
Personal Insurance
Specialized Insurance
Insurance Glossary
Policy Review
     Get Connected with Heil & Kay
               
 

IRA Website