Pre Header “WE BUILD RELATIONSHIPS”  847.258.5310

 



Get a Quote
Interested In
Zip Code
Quick Links

Business Insurance Basics

New business owners have a lot of options for advice when looking for the right business insurance policy.

They'll often phone a friend in a similar industry to see what they have for coverage and how much they're paying, or they'll try to research online to see which policies may be right for them. The best advice comes from an experienced agent.

Commercial insurance falls into the following types of policies.

• General liability policy – used for most businesses; protects against financial loss from the most common claims

• Product liability policy – used for businesses that manufacture and/or distribute a product; protects against losses resulting from defective products

• Professional liability policy – used for any business that provides professional services; protects against malpractice of that specific service

• Commercial property policy – used for businesses with property; protects against loss of that property due to a claim

• Home-based business policy – used for businesses that are operated out of a home; protects against losses that would likely be excluded under a standard homeowners insurance policy

• Business owners policy – used for small businesses; combines many features of a general liability policy and commercial property policy

Not all policies are valuable for all businesses. Talk to an agent today about the different types of insurance policies that would best protect your business.


Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

 

  Our Site Links
Home Page
Who We Are
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
    Type of Insurance
Business Insurance
Employee Benefits
Personal Insurance
Specialized Insurance
Insurance Glossary
Policy Review
     Get Connected with Heil & Kay
               
 

IRA Website